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Chick Lit > Money Chicks :: Forty Tips For Making Or Saving Money
Forty Tips For Making Or Saving Money

from Judith Morgan of The Money Gym


1. Learn how to evaluate and source a great property deal
2. Write an e-book around your expertise and sell 20 copies online
3. Promote someone else’s products, earn affiliate fees
4. Review your insurances – remember the insurance industry preys on our fears
5. Trade in endowments and learn to do something more powerful with the money
6. Only contribute to a pension where your employer matches your contribution
7. Stop emotional spending and retail therapy; stop medicating your pain
8. Cut out takeaways, limit designer coffees, bribes, treats and rewards
9. Review and consolidate utility suppliers and pay by direct debt
10. Call banks and lenders and get rates on credit cards and overdrafts reduced
11. Use a mobile phone broker and cross quote on all major purchases on the web
12. Not upgrading your mobile every 12 months can save you at least £15 pcm
13. If you are not using your gym, cancel your membership and power walk instead
14. Check if you get free travel insurance for all trips booked on your credit card
15. Work out what your time is worth per hour and outsource everything else
16. Do all your food shopping online to a budget (enables you to prune items)
17. Consider house-swapping for free holidays
18. Move personal and business banks and get 12-18 months free banking
19. Boot Fairs, E-Bay and Gumtree – clear your clutter for cash; buyer collects
20. Start a business part-time
21. Hang out with positive, like-minded people doing the same or better than you
22. Stop watching the TV, invest the time in your wealth creation ideas
23. Expect to find free money – know where T. Harv Eker told us to look for it
24. Intend to win competitions with big cash prizes (don’t forget to enter!)
25. Get a credit card with 0% interest for a year – or several
26. Buy and read Debt Proof Living by Mary Hunt
27. Work out the cheapest and quickest way to pay off your bad debt automatically
28. Reclaim overpaid bank charges and any other overpayments
29. Leave your credit cards at home, wait 24 hours before making any purchase
30. Meditate for 15 minutes a day – clear your mental clutter, live simply
31. Ask for a discount because…have fun with that and shift your mindset
32. Barter – swap your skills or your time
33. Feed your brain – books, free workshops, inspirational DVDs and mastermind teams
34. www.moneysupermarket.com
35. www.moneysavingexpert.com
36. Treat today as an INVESTMENT – make it work for you, get your ROI
37. Use your discount voucher today and redeem it against financial coaching
38. Reduce your outgoings, how low can you go – plug those holes in your bath
39. Pay attention to your money – what you pay attention to expands
40. Bone up on compound interest – it makes saving money much sexier



The only way not to think about money is to have a great deal of it
Edith Wharton
Posted: 14/10/2009 12:15:50  

Chick Lit > Money Chicks :: Forty Tips For Making Or Saving Money